Job Description

Life Underwriter

Job title: Underwriter

Location: Remote

Contract length: Until 30/04/2024

Pay rate: Circa £275 - £345 per day

My client is a leading global insurance organisation. Building on 100 years of experience, today their member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Get to know the business

Life and Retirement is a unique franchise that brings together a broad portfolio of life insurance, retirement and institutional products offered through an extensive, multichannel distribution network. It holds long standing, leading market positions in many of the markets it serves in the U.S.

About the role

Are you an underwriter with an appetite for providing excellent customer service whilst balancing risk and resolution of cases? If so, look no further for your next career challenge!

We're looking for an Underwriter to join our Underwriting department within Customer Services. We are looking for someone with experience of underwriting and a current working underwriting authority of a minimum of £600,000 Life, £300,000 Critical Illness and a working knowledge of disability benefits including Income Protection.

What we expect from you:

You will have a proven working knowledge of Income Protection, Life, Critical Illness and disability products
You will provide fair and balanced underwriting decisions using the appropriate amount of evidence necessary
You will assess all applications that aren't accepted by our online underwriting engine - initial applications, additional information, amendments - and you will assess all medical evidence upon receipt from third party sources.
You will do so in a timely manner within agreed Service Level Agreements and always with the customer and our reputation in mind.
You will also provide a telephone service for pre-sale enquiries, being the first point of contact for our advisers when they are looking to place business with us, providing accurate indications of underwriting decisions and working with Sales to ensure advisers consider us their number one provider.
You will have general knowledge of insurance industry codes and current practice's
You will liaise with Customer Services, Sales and our reinsurance partners when required, representing the Underwriting department in a positive and collaborative way
You will develop a good understanding of the business and contribute to 'best practice' overall for our customers and colleagues
You will be innovative, forward thinking and able to identify opportunities for improvements in our philosophy, processes and procedures.
You will be able to demonstrate good lateral thinking and proactive problem-solving skills, have sound decision making skills and the ability to recognise risk events, manage and escalate these where appropriate.
You will display role model behaviours in line with company values, have good organisational and time management skills and be reliable and flexible.Randstad Business Support is acting as an Employment Business in relation to this vacancy