Job Description

An excellent opportunity for a Credit Risk Financial Analyst to join a well-established business within Financial Services. You will be responsible for conducting financial analysis for large client accounts, supporting Sales and Credit teams with credit assessments and finance applications.

Job Description:  

Managing the process of obtaining financial information for account reviews and new client reviews

As the Credit Risk Financial Analyst, you will be undertaking financial analysis and providing feedback for major credit line customers and supporting Sales in producing Applications for Facilities

Credit Risk Financial Analyst, you will be liaising with external stakeholders within the bank shareholders’ credit risk team

Working with the Credit team to develop efficiencies

As the Credit Risk Financial Analyst, you will be developing data sets to illustrate benchmarks for performance, for different customer sectors, to support improved quality of analysis Candidate Requirements: 

Minimum 2 years’ experience working in credit risk, financial analysis and/or underwriting in a commercial environment

Good understanding of financial statements

Risk assessment: ability to analyse financial statements, credit reports, and other data to evaluate creditworthiness. (Further training can be provided)

An understanding of credit lines

Portfolio monitoring – ability to identify early warning signs of credit deterioration, Adherence to legal, regulatory, and company policies in all lending activity

Analytical, numerate: proficient in interpreting financial data and lending ratios

Technical – good MS Excel skills

Qualifications/education include - a financial services or banking diploma, CICM, LIBF, CBI certification, a degree or equivalent in finance, business, economics, or accounting, would be highly advantageous

Communication skills – good written and verbal skills, to communicate clearly and accurately to all stakeholders

Time management – meet deadlines, good workload planning.

Customer service – timely, accurate in support of the Credit and Sales teams

Need to drive due to location This role is commutable from: Stoke on Trent, Newcastle under Lyme, Stone, Uttoxeter, Derby, Tean, Cheadle, Creswell, Eccleshall, Burton on Trent, Stafford, Cannock, Staffordshire Moorlands, Rugeley, Blythe Bridge, and surrounding areas

This role would suit candidates with the following experience: Credit Risk, Credit Analyst,

Credit Vetting, Credit Monitoring, Credit Worthiness, Financial Analyst or similar

Hours: Monday – Friday 8:30 am – 4:45 pm

Salary: up to £33,000 Per Annum and a £2,000 completion bonus – if they complete the full term, this is payable on leaving (subject to tax/NI obviously).

Brampton Recruitment are an independent Commercial and Accounts & Finance recruitment agency working in partnership with employers spanning Stoke on Trent, Staffordshire, Cheshire, and the Greater Manchester region